SPNHS offers comprehensive services to assist families to preserve their homeownership assets. The efforts of this business line are focused on assisting homeowners maintain safe homes that exhibit their pride of ownership and maintain the skills necessary to be successful homeowners.

Foreclosure Prevention
Foreclosure prevention services are provided on a one-on-one basis and follow a format prescribed by HUD. Services include an assessment of the client's financial situation including evaluating budgeting skills and expenses, advocacy to the lender on behalf of the client, enrollment in Financial Fitness education, referral to post-purchase education, and if appropriate, providing a formal referral to a local partner agency for an emergency loan.

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Post-Purchase Education
This class is designed to include the responsibilities of homeownership: maintenance and repairs, budgeting, record keeping, good neighboring, conservation and home safety. Predatory lending intervention, foreclosure avoidance and refinance options are covered extensively.