St. Pete NHS provides confidential, one-on-one counseling to delinquent homeowners at risk of losing their homes to foreclosure.  Homeowners are counseled on the foreclosure timeline and the appropriate steps to take to avoid foreclosure. 

• Our compassionate professional counselors  review a client’s current financial situation with them and help them develop a workable plan to meet their needs. 
• Our counselors review income and expenses and help to develop a realistic budget. 
• They discuss available options (including refinancing options) to enable the client to meet their mortgage obligation. 
• They help the homeowner determine the cause of the delinquency and develop an action plan to cure the delinquency and, if possible, avoid foreclosure. 
• They present alternative strategies and potential consequences if the situation is too far gone for the home to be saved.

For confidential, one-on-one counseling, call (727) 821-6897.

St. Pete NHS is certified as a housing counseling agency by NeighborWorks® America and the U.S. Department of Housing and Urban Development (HUD).  Our counselors receive training through the NeighborWorks® Center for Foreclosure Solutions.

Congresswoman Castor met with local religious and community leaders to discuss foreclosure prevention strategies and the overall housing crisis.

We offer assistance in dealing with lenders and provide information on avoiding scams that may drain equity or cause homeowners to lose their homes.  We educate homeowners on how to avoid predatory lenders and ill-advised sub-prime loans. 

Homeowners may contact us through the 1-888-995-HOPE toll-free national hotline or may contact us directly at (727) 821-6897.